Eminence Chamber of Commerce
Ozark National Scenic Riverways
Eminence R-I School District
Winona R-III School District
protect Customer information. Security Bank of the Ozarks
(herein referred to as Bank, we, us or our) respects your
decision to do business with us and takes your privacy
to make informed choices about the management of personal
information. You trust us with your personal and financial
information and we'll honor that trust by handling your
help you understand how we safeguard and use information, and
how it applies to all Customers or former Customers who obtain
financial services from us for personal, family or household
purposes. Similarly, our Customers who receive information from
us or transact business with us through the Internet are covered
by additional privacy policies on our websites.
Collection of Information
We collect information from and about you in order to
identify you as our Customer, establish and manage Customer
accounts, complete Customer transactions, understand Customer
needs, market products and services we believe are of value to
Customers, and comply with legal and regulatory requirements. We
collect and obtain Customer information from various sources
including the following:
Information listed on credit applications or other related forms
Information listed on deposit account opening forms
Enrollment in the Bank's online account services
Credit reporting agencies
Customer transactions with us or other institutions
Customer communications with the Bank or any of its affiliates
We are committed to maintaining the security of our
Customers’ financial and personal information. All operational
and data processing systems are in a secure environment that
protects Customer information from being accessed by
unauthorized individuals or third parties. Access to nonpublic
information about you is restricted to those Associates who need
to know that information in order to provide products or
services to you. We maintain physical, electronic, and
procedural safeguards that comply with federal standards to
guard your nonpublic personal information. Correspondence and
telephone conversations are monitored for quality, compliance,
and accuracy to ensure that our standards are being followed.
From time to time, we may enter into agreements with other
companies to provide services to us or to make products and
services available to you. Under these agreements, the companies
may receive information about you. They must safeguard this
information, and they may not use it for any other purpose.
Disclosures to Service Your
It is often necessary for us to disclose Customer
information to companies, including our affiliates, which
perform services necessary to establish and manage Customer
accounts on our behalf. These services may include transaction
and statement processing, research and analysis, delivery of
benefits and programs, marketing services, card issuance,
Customer Service, and protection against fraud. Additionally, if
we offer Customers the opportunity to enroll in affinity,
frequent user, or award programs, we may provide certain
Customer information to companies that administer such programs.
When it comes to disclosing Customer information to others for
the purpose of establishing and managing Customer accounts, we
place limits on who receives specific information. We disclose
to these companies information that they need to establish and
manage Customer accounts and restrict the use of that
information so that it cannot be used for any purpose beyond the
intended service. We may also provide certain Customer
information to others outside of the Bank as required or
permitted by law, such as to government entities, other third
parties in response to subpoenas, or to consumer reporting
If you decide to close your account or your account
becomes inactive or is closed for some other reason, we will
continue to treat and safeguard your information as described in
We believe the confidentiality and protection of Customer
information is one of our fundamental responsibilities. While
information is critical to providing quality service, we
recognize that one of our most important assets is our
Customers’ trust. Thus, the safekeeping of Customer information
is a priority for us. We will continuously strive to maintain
complete and accurate information about our Customers and their
accounts. If you believe that our records contain inaccurate or
incomplete information about you, it is important that you
notify us as soon as possible. We will investigate your concerns
and correct any inaccuracies.
posted or delivered to you. We reserve the right to change this
required by law.
This document is an addendum to the Security Bank of the
Policy covering our Customers who receive information or
transact business with us over the Internet.
Through our website, we strive to provide valuable information
to you about the Bank and how we may serve you. In addition, we
make available timely updates on new products, services,
locations, and Customer Service hours for our valued Customers.
We also provide timely account information for users of online
account services and the ability to make online payments.
We safeguard all information our Customers share with us through
Links to Third Party Websites
The Security Bank of the Ozarks website contains links to, and may
be linked from, third party websites, which are not under the
control of Security Bank of the Ozarks. Security Bank of the
Ozarks makes no representations
whatsoever about any other website to which you may have access
through, or to, the Security Bank of the Ozarks website. When you access a
non-Security Bank of the Ozarks website, you do so at your own risk, and
Security Bank of the Ozarks is not responsible for the accuracy or reliability
of any information, data, opinions, advice, or statements made
on these sites. Security Bank of the Ozarks is not responsible for updating or
correcting false or misleading information on any third party
website. Security Bank of the Ozarks provides these links merely as a
convenience, and the inclusion of such links does not imply that
Security Bank of the Ozarks endorses or accepts any responsibility for the
content or uses of such websites. Furthermore, any opinions
expressed on any third party website are not necessarily those
of Security Bank of the Ozarks.
Your Online Security
One of our highest priorities for Online Account
Services is to ensure your privacy and peace of mind by
employing some of the most advanced online security measures in
Once you enroll in Security Bank of the Ozarks Online Account Services, you will be able
to use a self-selected username and password that serves as our
first line of defense.
The best security measures are those that support your privacy
without hindering your access to account information. You can
rest assured that your account information is safe.
You can also ensure the security of your information by
following these steps:
Never reveal your username and password to anyone.
Change your password frequently using the "Change Password"
Always select passwords that cannot be easily guessed.
Always sign out before walking away from your computer.
Always sign out before accessing other websites.
Read more about online security in Account Security.
We reserve the right to change this Online Privacy Addendum and
our information collection activities for this website at any
All information on this website is protected by copyright in the
United States of America and in other countries. Unless
otherwise specified, no one has permission to copy or republish,
in any form, any information found on this website.
The posting of information or other materials to this website
does not constitute a waiver of any proprietary right in such
information and materials (such as, but not limited to,
copyright, service marks, trademarks, trade names, or other
intellectual property) and does not transfer any rights to a
user of the website or any other third party, except as
expressly provided herein.
Security Bank of the Ozarks is not responsible for system errors on your
computer that prevent the Bank's website from loading or
operating properly. If an error is discovered within Security
Bank of the Ozarks' website itself or due to a problem at the Bank's Internet
Service Provider, Security Bank of the Ozarks and the Internet Service Provider
will correct the error as soon as possible.
This is the official website of Security Bank of the Ozarks.